Finance guides, in plain English
Practical answers to the questions people ask before they borrow.
How car finance pre-approval works in Australia
What pre-approval for a car loan is, what it does and does not guarantee, and how to get it before you shop.
Read guideCar finance with bad credit: what to know
Practical guidance for getting a car loan in Australia with defaults, late payments or a thin credit file, and how to improve your options over time.
Read guideSecured vs unsecured loans: what is the difference?
A plain-English comparison of secured and unsecured loans, including how security affects rates, approval and risk.
Read guideNew vs used car finance: how the loan differs
How lenders treat new and used vehicles, why interest rates can differ, and how to choose what suits your budget.
Read guideBalloon payments explained
What a balloon or residual payment on a vehicle loan is, how it changes your repayments and when it may or may not suit you.
Read guideDocuments you need for a car loan
A checklist of documents lenders commonly ask for when you apply for car, bike, boat or personal finance in Australia.
Read guideLow doc commercial loans: how they work and what you need
Low doc commercial finance explained: who it suits, and the three ways to qualify: property or other assets, checkable credit on a similar loan, or a deposit.
Read guideReady to find out what you can borrow?
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