/* Swan Loans — site design system */
:root{
  --ink:#0B1320; --ink-2:#121C2E; --ink-3:#1B2740;
  --amber:#FCA311; --amber-d:#C98000; --amber-soft:#FFF3D6;
  --cream:#FBFAF6; --paper:#F4F1E8; --mist:#EAF0F7; --line:#E4DFD0;
  --teal:#14B8A6; --teal-d:#0F766E; --sky:#38BDF8;
  --txt:#1B2433; --muted:#5B6679; --white:#fff;
  --r:22px; --r-sm:14px; --shadow:0 24px 60px -28px rgba(11,19,32,.28);
  --font-display:'Poppins',system-ui,-apple-system,'Segoe UI',sans-serif; --font-body:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:84px}
body{margin:0;font-family:var(--font-body);font-size:17px;line-height:1.65;color:var(--txt);background:var(--cream);-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--ink);line-height:1.12;margin:0;font-weight:700;letter-spacing:-.02em}
h1{font-size:clamp(2.3rem,5.4vw,4rem)} h2{font-size:clamp(1.75rem,3.6vw,2.7rem)} h3{font-size:1.2rem;letter-spacing:-.01em}
p{margin:0 0 1em} a{color:inherit} img{max-width:100%}
.sl-wrap{width:min(1180px,100% - 40px);margin:0 auto}
.sl-narrow{width:min(820px,100% - 40px);margin:0 auto}
.eyebrow{display:inline-block;font-family:var(--font-display);font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--amber-d);margin-bottom:14px}
.on-dark .eyebrow{color:var(--amber)}
.lead{font-size:clamp(1.05rem,1.6vw,1.25rem);color:var(--muted);max-width:680px}
.on-dark .lead,.on-dark p{color:#C5CCD8}
.on-dark h1,.on-dark h2,.on-dark h3{color:#fff}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:54px;padding:0 30px;border-radius:999px;border-bottom-left-radius:6px;font-family:var(--font-display);font-weight:600;font-size:1rem;text-decoration:none;border:0;cursor:pointer;transition:transform .25s ease,box-shadow .25s ease,background .25s ease;white-space:nowrap}
.btn-amber{background:var(--amber);color:var(--ink);box-shadow:0 14px 34px -14px rgba(252,163,17,.7)}
.btn-amber:hover{transform:translateY(-2px);box-shadow:0 20px 40px -14px rgba(252,163,17,.8)}
.btn-ink{background:var(--ink);color:#fff}.btn-ink:hover{transform:translateY(-2px);background:var(--ink-3)}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.35)}.btn-ghost:hover{border-color:var(--amber);color:var(--amber)}
.btn-line{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}.btn-line:hover{background:var(--ink);color:#fff}
.btn svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.link-arrow{font-family:var(--font-display);font-weight:600;color:var(--ink);text-decoration:none;display:inline-flex;gap:8px;align-items:center}
.link-arrow::after{content:"→";transition:transform .25s}.link-arrow:hover::after{transform:translateX(5px)}
/* header */
.sl-head{position:sticky;top:0;z-index:100;background:rgba(11,19,32,.92);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid rgba(255,255,255,.06)}
.sl-head .row{display:flex;align-items:center;justify-content:space-between;height:74px;gap:20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand img{height:40px;width:auto;filter:brightness(0) invert(1);display:block}
.brand b{font-family:var(--font-display);font-size:1.28rem;font-weight:700;letter-spacing:-.02em}
.nav{display:flex;align-items:center;gap:4px}
.nav>a,.nav .dd>button{white-space:nowrap;font-family:var(--font-body);font-size:.95rem;font-weight:500;color:#D5DBE6;text-decoration:none;padding:10px 14px;border-radius:999px;background:none;border:0;cursor:pointer;transition:color .2s,background .2s}
.nav>a:hover,.nav .dd>button:hover,.nav a[aria-current=page]{color:#fff;background:rgba(255,255,255,.08)}
.dd{position:relative}
.dd-menu{position:absolute;top:calc(100% + 8px);left:0;min-width:270px;background:#fff;border-radius:18px;box-shadow:0 30px 70px -20px rgba(0,0,0,.5);padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.22s}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{opacity:1;visibility:visible;transform:none}
.dd-menu a{display:flex;gap:12px;align-items:center;padding:11px 12px;border-radius:12px;text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
.dd-menu a:hover{background:var(--paper)}
.dd-menu svg{width:22px;height:22px;stroke:var(--amber-d);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex:0 0 22px}
.head-cta{display:flex;align-items:center;gap:12px}
.head-phone{display:flex;align-items:center;gap:8px;white-space:nowrap;text-decoration:none;color:#fff}.head-phone svg{width:18px;height:18px;stroke:var(--amber);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.head-phone small{font-size:.7rem;color:#9AA7BC;letter-spacing:.05em}
.head-phone b{font-family:var(--font-display);font-size:.98rem;font-weight:600}
.head-cta .btn{height:46px;padding:0 22px;font-size:.92rem}
.burger{display:none;width:46px;height:46px;border-radius:50%;background:rgba(255,255,255,.08);border:0;cursor:pointer;position:relative}
.burger span{position:absolute;left:14px;right:14px;height:2px;background:#fff;border-radius:2px;transition:.25s}
.burger span:nth-child(1){top:17px}.burger span:nth-child(2){top:22px}.burger span:nth-child(3){top:27px}
.menu-open .burger span:nth-child(1){top:22px;transform:rotate(45deg)}.menu-open .burger span:nth-child(2){opacity:0}.menu-open .burger span:nth-child(3){top:22px;transform:rotate(-45deg)}
.mmenu{position:fixed;inset:74px 0 0 0;background:var(--ink);z-index:99;padding:22px 20px 120px;overflow:auto;transform:translateY(-8px);opacity:0;visibility:hidden;transition:.25s}
.menu-open .mmenu{opacity:1;visibility:visible;transform:none}
.mmenu a{display:block;font-family:var(--font-display);font-weight:600;font-size:1.25rem;color:#fff;text-decoration:none;padding:15px 4px;border-bottom:1px solid rgba(255,255,255,.08)}
.mmenu .sub a{font-size:1.02rem;font-weight:500;color:#C5CCD8;padding:11px 4px 11px 16px;border:0}
.mmenu .mcta{display:flex;gap:10px;margin-top:22px}.mmenu .mcta .btn{flex:1;font-size:1rem}
/* hero */
.hero{position:relative;background:var(--ink);color:#fff;overflow:hidden;padding:clamp(48px,8vw,104px) 0 clamp(56px,8vw,110px)}
.hero .glow{position:absolute;border-radius:50%;filter:blur(70px);opacity:.55;will-change:transform}
.hero .g1{width:520px;height:520px;background:#E58E00;right:-120px;top:-160px;opacity:.38}
.hero .g2{width:460px;height:460px;background:#1D4ED8;left:-160px;bottom:-200px;opacity:.28}
.hero .g3{width:300px;height:300px;background:var(--teal);right:30%;bottom:-140px;opacity:.16}
.hero-grid{position:relative;display:grid;grid-template-columns:1.12fr .88fr;gap:56px;align-items:center}
.hero h1{color:#fff}.hero h1 em{font-style:normal;color:var(--amber)}
.hero .lead{color:#C5CCD8;margin:22px 0 32px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.rating{display:flex;align-items:center;gap:12px;margin-top:34px;color:#C5CCD8;font-size:.95rem}
.stars{color:var(--amber);letter-spacing:2px;font-size:1.15rem}
.rating a{color:#fff;text-underline-offset:3px}
.hero-card{background:linear-gradient(160deg,rgba(255,255,255,.12),rgba(255,255,255,.04));border:1px solid rgba(255,255,255,.16);border-radius:30px;border-bottom-left-radius:6px;padding:30px;backdrop-filter:blur(8px);box-shadow:0 40px 80px -30px rgba(0,0,0,.6)}
.hero-card h3{color:#fff;font-size:1.05rem;font-weight:600;margin-bottom:4px}
.hero-card .big{font-family:var(--font-display);font-size:clamp(3rem,6vw,4.4rem);font-weight:700;color:var(--amber);line-height:1;margin:6px 0 2px;letter-spacing:-.03em}
.hero-card .big small{font-size:1.2rem;color:#C5CCD8;font-weight:500;letter-spacing:0}
.hero-card .fine{font-size:.76rem;color:#A9B4C6;line-height:1.55;margin:14px 0 0}
.hero-card label{display:flex;justify-content:space-between;font-size:.9rem;color:#E4E9F2;margin:20px 0 6px}
.hero-card label b{color:#fff;font-family:var(--font-display)}
.hero-card .chips{display:flex;gap:8px;margin:14px 0 22px;flex-wrap:wrap}
.hero-card .chips button{flex:1;min-width:64px;height:38px;border-radius:999px;border:1px solid rgba(255,255,255,.22);background:transparent;color:#fff;font-weight:600;font-size:.85rem;cursor:pointer;transition:.2s}
.hero-card .chips button.active,.hero-card .chips button:hover{background:var(--amber);border-color:var(--amber);color:var(--ink)}
.hero-card .btn{width:100%}
input[type=range].sl-range{-webkit-appearance:none;appearance:none;width:100%;height:30px;background:transparent;margin:0}
input[type=range].sl-range::-webkit-slider-runnable-track{height:6px;border-radius:3px;background:rgba(255,255,255,.2)}
input[type=range].sl-range::-moz-range-track{height:6px;border-radius:3px;background:rgba(255,255,255,.2)}
input[type=range].sl-range::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;margin-top:-11px;border-radius:50%;background:var(--amber);border:4px solid #fff;box-shadow:0 4px 14px rgba(0,0,0,.4)}
input[type=range].sl-range::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--amber);border:4px solid #fff}
/* trust bar */
.trustbar{background:#fff;border-bottom:1px solid var(--line)}
.trustbar .row{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.tb{display:flex;align-items:center;gap:14px;padding:22px 14px}
.tb svg{width:34px;height:34px;flex:0 0 34px;stroke:var(--amber-d);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.tb b{display:block;font-family:var(--font-display);font-size:1rem;color:var(--ink);line-height:1.2}
.tb span{font-size:.85rem;color:var(--muted);line-height:1.3;display:block}
/* sections */
.sec{padding:clamp(64px,9vw,120px) 0}.sec-alt{background:var(--paper)}.sec-white{background:#fff}.sec-dark{background:var(--ink);color:#fff}.sec-mist{background:var(--mist)}
.sec-head{max-width:760px;margin-bottom:clamp(36px,5vw,64px)}.sec-head.center{text-align:center;margin-left:auto;margin-right:auto}.sec-head.center .lead{margin-left:auto;margin-right:auto}
.sec-head p.lead{margin-top:16px}
/* lenders */
.lenders{padding:38px 0 42px;background:#fff;border-bottom:1px solid var(--line);overflow:hidden}
.lenders .lab{text-align:center;font-family:var(--font-display);font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);margin-bottom:22px}
.marq{display:flex;width:max-content;animation:marq 60s linear infinite}.lenders:hover .marq{animation-play-state:paused}
.marq .it{height:60px;width:150px;margin:0 20px;display:flex;align-items:center;justify-content:center}
.marq img{max-height:44px;max-width:130px;object-fit:contain;filter:grayscale(1);opacity:.75;transition:.3s}.marq .it:hover img{filter:none;opacity:1}
@keyframes marq{to{transform:translateX(-50%)}}
/* cards */
.grid{display:grid;gap:22px}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);border-bottom-left-radius:6px;padding:30px;transition:transform .35s cubic-bezier(.2,.7,.2,1),box-shadow .35s,border-color .35s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#D6CFB9}
.card .ic{width:54px;height:54px;border-radius:16px;background:var(--amber-soft);display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.card .ic svg{width:28px;height:28px;stroke:var(--amber-d);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.card h3{margin-bottom:10px}.card p{color:var(--muted);margin:0 0 14px;font-size:.98rem}
a.card{text-decoration:none;color:inherit;display:block}
a.card .link-arrow{font-size:.95rem}
/* process */
.steps{position:relative;max-width:860px;margin:0 auto;padding-left:0}
.steps::before{content:"";position:absolute;left:35px;top:20px;bottom:20px;width:3px;background:var(--line);border-radius:2px}
.steps .prog{position:absolute;left:35px;top:20px;width:3px;height:0;background:linear-gradient(var(--amber),var(--teal));border-radius:2px;transition:height .15s linear}
.step{position:relative;display:flex;gap:28px;padding:0 0 46px}
.step:last-child{padding-bottom:0}
.step .n{flex:0 0 74px;height:74px;border-radius:50%;background:#fff;border:3px solid var(--line);display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:700;font-size:1.4rem;color:var(--ink);z-index:1;transition:.4s}
.step.on .n{background:var(--amber);border-color:var(--amber)}
.step h3{margin:8px 0 8px;font-size:1.4rem}.step p{color:var(--muted);margin:0 0 8px}.step .time{display:inline-block;font-size:.82rem;font-weight:600;color:var(--teal-d);background:#E1F6F3;border-radius:999px;padding:4px 12px}
/* about teaser / portrait */
.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(34px,6vw,84px);align-items:center}
.portrait{position:relative;aspect-ratio:4/5;border-radius:34px;border-bottom-left-radius:8px;overflow:hidden;background:linear-gradient(150deg,var(--ink-3),var(--ink));box-shadow:var(--shadow)}
.portrait img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.portrait .mono{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:700;font-size:6rem;color:rgba(255,255,255,.14);letter-spacing:-.05em}
.portrait .tag{position:absolute;left:18px;bottom:18px;right:18px;background:rgba(255,255,255,.95);border-radius:16px;padding:14px 16px;display:flex;gap:12px;align-items:center;z-index:2}
.portrait .tag b{font-family:var(--font-display);color:var(--ink);line-height:1.2;display:block}.portrait .tag span{font-size:.82rem;color:var(--muted)}
.cred{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:26px 0}
.cred div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px 18px}
.cred b{display:block;font-family:var(--font-display);font-size:1.5rem;color:var(--ink);line-height:1.1}.cred span{font-size:.85rem;color:var(--muted)}
.checks{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks li::before{content:"";flex:0 0 24px;height:24px;margin-top:2px;border-radius:50%;background:var(--teal) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6.5 12.5l3.5 3.5 7.5-8' fill='none' stroke='white' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
/* reviews */
.rev-head{display:flex;flex-wrap:wrap;gap:24px;align-items:flex-end;justify-content:space-between;margin-bottom:34px}
.rev-score{display:flex;align-items:center;gap:18px}.rev-score .num{font-family:var(--font-display);font-size:4rem;font-weight:700;color:var(--ink);line-height:1}
.rev-score small{display:block;color:var(--muted);font-size:.9rem}
.rev-track{display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;padding:6px 2px 26px;scrollbar-width:none}.rev-track::-webkit-scrollbar{display:none}
.rev{flex:0 0 min(400px,86%);scroll-snap-align:start;background:#fff;border:1px solid var(--line);border-radius:var(--r);border-bottom-left-radius:6px;padding:28px;display:flex;flex-direction:column;gap:14px}
.rev .stars{font-size:1rem}.rev p{margin:0;color:var(--txt);font-size:1rem}.rev footer{margin-top:auto;display:flex;align-items:center;gap:12px;font-size:.9rem;color:var(--muted)}
.rev .av{width:40px;height:40px;border-radius:50%;background:var(--amber-soft);color:var(--amber-d);font-family:var(--font-display);font-weight:700;display:flex;align-items:center;justify-content:center}
.rev .g{margin-left:auto;font-weight:600;color:#4285F4;font-size:.85rem}
.rev-ctl{display:flex;gap:10px}.rev-ctl button{width:48px;height:48px;border-radius:50%;border:1.5px solid var(--ink);background:transparent;cursor:pointer;font-size:1.2rem;color:var(--ink);transition:.2s}.rev-ctl button:hover{background:var(--ink);color:#fff}
.rev-empty{background:#fff;border:1px dashed #D6CFB9;border-radius:var(--r);padding:34px;text-align:center;color:var(--muted)}
/* faq */
.faq{max-width:860px;margin:0 auto;display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;transition:box-shadow .3s,border-color .3s}
.faq details[open]{box-shadow:var(--shadow);border-color:#D6CFB9}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:22px 26px;font-family:var(--font-display);font-weight:600;font-size:1.08rem;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:0 0 34px;height:34px;border-radius:50%;background:var(--amber-soft);color:var(--amber-d);display:flex;align-items:center;justify-content:center;font-size:1.4rem;font-weight:500;transition:transform .3s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .ans{padding:0 26px 24px;color:var(--muted)}.faq .ans p:last-child{margin:0}
/* cta band */
.cta{position:relative;background:var(--ink);color:#fff;border-radius:34px;border-bottom-left-radius:8px;padding:clamp(40px,6vw,76px);overflow:hidden;text-align:center}
.cta::before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:var(--amber);filter:blur(110px);opacity:.28;right:-120px;top:-200px}
.cta>*{position:relative}.cta h2{color:#fff;max-width:700px;margin:0 auto 16px}.cta p{color:#C5CCD8;max-width:560px;margin:0 auto 28px}
.cta .row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.cta small{display:block;margin-top:22px;color:#9AA7BC;font-size:.85rem}
/* page hero (inner) */
.phero{position:relative;background:var(--ink);color:#fff;padding:clamp(48px,7vw,88px) 0 clamp(52px,7vw,92px);overflow:hidden}
.phero .glow{position:absolute;border-radius:50%;filter:blur(80px);will-change:transform}
.phero .g1{width:440px;height:440px;background:#E58E00;opacity:.3;right:-100px;top:-170px}.phero .g2{width:360px;height:360px;background:#1D4ED8;opacity:.22;left:-130px;bottom:-190px}
.phero .sl-wrap{position:relative}
.phero h1{color:#fff;max-width:880px;font-size:clamp(2.1rem,4.6vw,3.4rem)}.phero .lead{color:#C5CCD8;margin-top:18px}
.phero .hero-actions{margin-top:28px}
.crumbs{font-size:.86rem;color:#9AA7BC;margin-bottom:22px}.crumbs a{color:#C5CCD8;text-decoration:none}.crumbs a:hover{color:var(--amber)}.crumbs span{margin:0 8px;opacity:.5}
.road{position:relative;height:150px;margin-top:38px;border-radius:24px;background:linear-gradient(180deg,rgba(255,255,255,.04),rgba(255,255,255,.1));overflow:hidden}
.road svg{position:absolute;bottom:18px;width:230px;left:0;will-change:transform}
.road::after{content:"";position:absolute;left:0;right:0;bottom:12px;height:3px;background:repeating-linear-gradient(90deg,rgba(255,255,255,.5) 0 28px,transparent 28px 56px);animation:dash 1.2s linear infinite}
@keyframes dash{to{background-position-x:-56px}}
/* prose */
.prose{max-width:760px}.prose h2{font-size:clamp(1.5rem,2.6vw,2rem);margin:2.2em 0 .6em}.prose h3{margin:1.8em 0 .5em}.prose p,.prose li{color:#3A4458;font-size:1.05rem}.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.2em}.prose li{margin-bottom:.5em}
.prose a{color:var(--teal-d);text-underline-offset:3px}
.note{background:var(--amber-soft);border-left:4px solid var(--amber);border-radius:0 16px 16px 0;padding:18px 22px;margin:1.6em 0;font-size:.98rem;color:#5C4510}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:56px;align-items:start}
.aside{position:sticky;top:100px;background:var(--ink);color:#fff;border-radius:26px;border-bottom-left-radius:6px;padding:28px}
.aside h3{color:#fff;margin-bottom:10px}.aside p{color:#C5CCD8;font-size:.95rem}.aside .btn{width:100%;margin-top:6px}
.aside .ph{display:block;text-align:center;color:#fff;font-family:var(--font-display);font-weight:600;margin-top:14px;text-decoration:none}
.aside .hrs{font-size:.82rem;color:#9AA7BC;text-align:center;margin-top:6px}
.tags{display:flex;flex-wrap:wrap;gap:10px}.tags span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 18px;font-weight:500;font-size:.95rem}
.table{width:100%;border-collapse:collapse;margin:1.2em 0;font-size:.98rem}.table th,.table td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line)}.table th{font-family:var(--font-display);font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.guide-card{display:flex;flex-direction:column;height:100%}.guide-card .meta{font-size:.82rem;color:var(--muted);margin-bottom:10px}.guide-card h3{font-size:1.15rem;margin-bottom:10px}.guide-card .link-arrow{margin-top:auto}
/* footer */
.foot{background:var(--ink);color:#C5CCD8;padding:72px 0 0;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:44px}
.foot h4{color:#fff;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:18px;font-weight:600}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}.foot a{text-decoration:none;color:#C5CCD8}.foot a:hover{color:var(--amber)}
.foot .brand{margin-bottom:18px}.foot p{color:#9AA7BC}
.badges{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}.badges span{border:1px solid rgba(255,255,255,.16);border-radius:999px;padding:6px 14px;font-size:.78rem;color:#D5DBE6}
.foot-legal{margin-top:54px;border-top:1px solid rgba(255,255,255,.08);padding:28px 0 110px;font-size:.8rem;line-height:1.7;color:#8794AA}.foot-legal a{color:#B4BFD0}
/* sticky mobile bar */
.mbar{display:none}
/* reveal */
[data-reveal]{opacity:0;transform:translateY(34px);transition:opacity .9s cubic-bezier(.2,.7,.2,1),transform .9s cubic-bezier(.2,.7,.2,1);transition-delay:var(--d,0s)}
[data-reveal].in{opacity:1;transform:none}
.no-js [data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){[data-reveal]{opacity:1;transform:none;transition:none}.road::after{animation:none}html{scroll-behavior:auto}}
/* apply page */
.apply-page{background:linear-gradient(180deg,var(--ink) 0,var(--ink) 330px,var(--cream) 330px)}
.apply-top{color:#fff;text-align:center;padding:52px 0 36px}.apply-top h1{color:#fff;font-size:clamp(2rem,4.2vw,3rem)}.apply-top p{color:#C5CCD8;margin:14px auto 0;max-width:560px}
.apply-body{padding-bottom:90px}
/* responsive */
@media(max-width:1020px){.nav,.head-phone{display:none}.burger{display:block}.hero-grid{grid-template-columns:1fr}.g3,.g4{grid-template-columns:1fr 1fr}.trustbar .row{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.two-col{grid-template-columns:1fr}.aside{position:static}.foot-grid{grid-template-columns:1fr 1fr}.portrait{max-width:420px}}
@media(max-width:700px){body{font-size:16px}.g2,.g3,.g4{grid-template-columns:1fr}.head-cta .btn{display:none}.sl-head .row{height:66px}.mmenu{inset:66px 0 0 0}.foot-grid{grid-template-columns:1fr;gap:34px}.cred{grid-template-columns:1fr 1fr}.step{gap:18px}.steps::before,.steps .prog{left:27px}.step .n{flex-basis:56px;height:56px;font-size:1.1rem}.card{padding:24px}.hero-card{padding:24px}.faq summary{padding:18px 20px}.faq .ans{padding:0 20px 20px}
 .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:90;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(11,19,32,.96);backdrop-filter:blur(12px);transform:translateY(110%);transition:transform .3s}.mbar.show{transform:none}.mbar .btn{flex:1;height:48px;font-size:.95rem;padding:0 14px}
 .tb{padding:12px 4px;gap:10px}.tb svg{width:26px;height:26px;flex-basis:26px}.tb b{font-size:.88rem}.tb span{font-size:.76rem}}

/* ===== v2 additions ===== */
@media(max-width:1180px){.head-phone{display:none}}
.nav{gap:2px}
/* open now pill */
.open-now{display:inline-flex;align-items:center;gap:10px;margin-top:26px;font-size:.9rem;color:#C5CCD8}
.open-now i{width:9px;height:9px;border-radius:50%;background:#3DDC97;box-shadow:0 0 0 0 rgba(61,220,151,.6);animation:ping 2s infinite}
@keyframes ping{70%{box-shadow:0 0 0 10px rgba(61,220,151,0)}100%{box-shadow:0 0 0 0 rgba(61,220,151,0)}}
/* animated illustrations */
.art{width:100%;height:auto;display:block;overflow:visible}
.art .sun{fill:var(--amber);opacity:.9;animation:sunp 5s ease-in-out infinite;transform-origin:338px 72px}
.art .cl path{fill:rgba(255,255,255,.12);animation:cloud 18s linear infinite}
.art .rd{fill:none;stroke:rgba(255,255,255,.55);stroke-width:3;stroke-dasharray:16 18;animation:rdash 1s linear infinite}
.art .body{fill:#fff}.art .glass{fill:#2F6BFF;opacity:.85}.art .amb{fill:var(--amber)}.art .amb-f{fill:var(--amber)}
.art .tire{fill:var(--ink);stroke:#fff;stroke-width:4}.art .spin line{stroke:#fff;stroke-width:3;stroke-linecap:round}.art .hub{fill:var(--amber)}
.art .spin{animation:spin 1s linear infinite;transform-box:view-box}
.art .ln{fill:none;stroke:#fff;stroke-width:5;stroke-linecap:round;stroke-linejoin:round}.art .ln.thick{stroke-width:7}
.art .bob{animation:bob 1.4s ease-in-out infinite}
.art .rock{animation:rock 3.2s ease-in-out infinite;transform-origin:210px 200px}
.art .sail{fill:var(--amber)}
.art .wave{fill:none;stroke:var(--teal);stroke-width:5;stroke-linecap:round;animation:wave 3s linear infinite}.art .wave.w2{stroke:#5CCBBE;opacity:.6;animation-duration:4.5s;animation-direction:reverse}
.art .coin{animation:coin 3.4s ease-in-out infinite;opacity:0}.art .cn-s{fill:#C98000}.art .cn-t{fill:var(--amber);stroke:#FFD27A;stroke-width:2}
.art .rot{animation:spin 9s linear infinite;transform-box:view-box}.art .rock{transform-box:view-box}.art .pct{font-family:var(--font-display);font-weight:700;font-size:64px;fill:var(--amber)}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes rdash{to{stroke-dashoffset:-34}}
@keyframes bob{50%{transform:translateY(-4px)}}
@keyframes rock{50%{transform:rotate(-2.5deg) translateY(3px)}}
@keyframes wave{to{transform:translateX(-80px)}}
@keyframes cloud{0%{transform:translateX(0)}50%{transform:translateX(60px)}100%{transform:translateX(0)}}
@keyframes sunp{50%{transform:scale(1.08)}}
@keyframes coin{0%{opacity:0;transform:translateY(-26px)}14%,80%{opacity:1;transform:none}96%,100%{opacity:0;transform:none}}
.phero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.art-wrap{max-width:460px;margin-left:auto;width:100%}
.hero-road{position:absolute;left:0;right:0;bottom:0;height:78px;pointer-events:none;overflow:hidden;opacity:.9}
.hero-road svg:first-child{position:absolute;left:0;bottom:6px;width:100%;height:30px}
.hero-road .rd{fill:none;stroke:rgba(255,255,255,.5);stroke-width:3;stroke-dasharray:16 18;animation:rdash 1s linear infinite}
.hero-road .art.drive{position:absolute;bottom:2px;width:130px;left:-140px;animation:drive 22s linear infinite}
.hero-road .art.drive .sun,.hero-road .art.drive .cl,.hero-road .art.drive .rd{display:none}
@keyframes drive{to{left:calc(100% + 20px)}}
.hero{padding-bottom:clamp(90px,10vw,140px)}
/* draw-on icons */
.draw svg *{stroke-dasharray:1;stroke-dashoffset:1}
.in .draw svg *,.draw.in svg *,.step.on .draw svg *{animation:drawon 1.5s ease forwards}
@keyframes drawon{to{stroke-dashoffset:0}}
.no-js .draw svg *{stroke-dashoffset:0}
/* facts */
.facts{background:#fff;border-bottom:1px solid var(--line)}
.facts .row{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.fact{display:flex;align-items:center;gap:14px;padding:26px 12px}
.fact .ic{flex:0 0 52px;height:52px;border-radius:16px;background:var(--amber-soft);display:flex;align-items:center;justify-content:center}
.fact .ic svg{width:26px;height:26px;stroke:var(--amber-d);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.fact b{display:block;font-family:var(--font-display);color:var(--ink);font-size:1.02rem;line-height:1.2}.fact span{display:block;font-size:.84rem;color:var(--muted);line-height:1.35;margin-top:2px}
/* credit spectrum */
.credit{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,6vw,80px);align-items:center}
.credit .fine{font-size:.82rem;color:var(--muted);margin:18px 0 0;max-width:460px}
/* pills */
.pills{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 1.4em}
.pills span{background:#fff;border:1px solid var(--line);border-radius:999px;border-bottom-left-radius:4px;padding:9px 18px;font-weight:500;font-size:.95rem;color:var(--ink);opacity:0;transform:translateY(10px) scale(.96);transition:opacity .5s,transform .5s;transition-delay:var(--d,0s)}
.pills.in span{opacity:1;transform:none}.no-js .pills span{opacity:1;transform:none}
.also{margin-top:46px;display:flex;flex-wrap:wrap;gap:10px;align-items:center}.also span{font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-right:6px}
.also a{border:1.5px solid var(--ink);border-radius:999px;padding:8px 18px;text-decoration:none;font-weight:600;font-size:.92rem;color:var(--ink);transition:.2s}.also a:hover{background:var(--ink);color:#fff}
/* steps v2 */
.step .n{flex:0 0 74px}.step .n svg{width:30px;height:30px;stroke:var(--ink);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.step.on .n svg{stroke:var(--ink)}.stp{display:block;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--amber-d);font-weight:600;margin-top:6px}.step h3{margin-top:4px}
/* founder */
.founder-mini{display:grid;grid-template-columns:240px 1fr;gap:clamp(28px,5vw,60px);align-items:center;max-width:900px}
.portrait.sm{aspect-ratio:1/1;border-radius:50%;border-bottom-left-radius:50%}.portrait.sm .mono{font-size:4rem}
.cred .wide{grid-column:1/-1}.cred{margin:22px 0 28px}
.rev-links{margin-top:28px}
.where{display:flex;gap:22px;align-items:center}.where .ic{margin:0;flex:0 0 54px;position:relative}
.pulse::after{content:"";position:absolute;inset:0;border-radius:16px;border:2px solid var(--amber);animation:ring 2.2s ease-out infinite}
@keyframes ring{from{transform:scale(1);opacity:.8}to{transform:scale(1.7);opacity:0}}
@media(prefers-reduced-motion:reduce){.art *,.hero-road *,.open-now i,.pulse::after{animation:none!important}.art .coin{opacity:1}.draw svg *{stroke-dashoffset:0}.gauge .seg,.legend li,.pills span{opacity:1;transform:none}}
@media(max-width:1020px){.phero-grid{grid-template-columns:1fr}.art-wrap{max-width:340px;margin:8px 0 0}.credit{grid-template-columns:1fr}.facts .row{grid-template-columns:1fr 1fr}.founder-mini{grid-template-columns:150px 1fr}.hero-road .art.drive{width:100px}}
@media(max-width:700px){.fact{padding:14px 4px;gap:10px}.fact .ic{flex-basis:40px;height:40px;border-radius:12px}.fact .ic svg{width:21px;height:21px}.fact b{font-size:.88rem}.fact span{font-size:.74rem}.founder-mini{grid-template-columns:1fr}.portrait.sm{max-width:150px}.where{flex-direction:column;align-items:flex-start}.art-wrap{max-width:280px}}
/* ===== v3: colour, header, gauge, scroll effects ===== */
:root{--violet:#6D4AFF;--coral:#FF6B57;--mint:#2DD4A8;--sky:#38BDF8;--pink:#FF5E9C;
 --t-violet:#ECE6FF;--t-mint:#DCF7EE;--t-coral:#FFE6E0;--t-sky:#DDF2FF;--t-pink:#FFE3EE;--t-amber:#FFF0CC;--lav:#F4F1FF}
.sec-alt{background:var(--lav)}
.sl-head{background:linear-gradient(100deg,rgba(38,24,138,.97) 0%,rgba(98,52,214,.96) 52%,rgba(14,138,184,.96) 100%);border-bottom:1px solid rgba(255,255,255,.14);transition:box-shadow .3s}
.sl-head .row{transition:height .3s}.sl-head.scrolled .row{height:62px}.sl-head.scrolled{box-shadow:0 12px 30px -16px rgba(30,16,110,.7)}
.sl-head .progress{position:absolute;left:0;bottom:-1px;height:3px;width:100%;background:linear-gradient(90deg,var(--amber),var(--pink),var(--sky));transform-origin:left;transform:scaleX(0)}
.nav>a,.nav .dd>button{color:#E9E6FF}.nav>a:hover,.nav .dd>button:hover,.nav a[aria-current=page]{background:rgba(255,255,255,.16)}
.burger{background:rgba(255,255,255,.16)}
.mmenu{background:linear-gradient(170deg,#26188A,#5A32D6 60%,#0E8AB8)}
.mmenu .sub a{color:#DCD6FF}
.hero,.phero{background:linear-gradient(160deg,#0B1320 0%,#150F46 100%)}
.hero .g2{background:var(--violet);opacity:.4}.hero .g3{background:var(--pink);opacity:.2}
.phero .g2{background:var(--violet);opacity:.35}
.cta{background:linear-gradient(125deg,#17105A,#4A2BC2 58%,#0E8AAE)}
.cta::before{background:var(--amber)}
.foot{background:linear-gradient(180deg,#14104F,#0B1320 75%)}
.sec-credit{background:linear-gradient(180deg,#fff 0,#F1ECFF 100%)}
/* coloured tiles */
.card .ic,.fact .ic{background:var(--tile,var(--t-amber))}
.card .ic svg,.fact .ic svg{stroke:var(--tint,var(--amber-d))}
.grid>.card:nth-child(6n+1),.fact:nth-child(4n+1){--tile:var(--t-amber);--tint:#C98000}
.grid>.card:nth-child(6n+2),.fact:nth-child(4n+2){--tile:var(--t-violet);--tint:#5B3FE0}
.grid>.card:nth-child(6n+3),.fact:nth-child(4n+3){--tile:var(--t-mint);--tint:#0F8F70}
.grid>.card:nth-child(6n+4),.fact:nth-child(4n+4){--tile:var(--t-coral);--tint:#E2432E}
.grid>.card:nth-child(6n+5){--tile:var(--t-sky);--tint:#0B7FC0}
.grid>.card:nth-child(6n+6){--tile:var(--t-pink);--tint:#D6297A}
.pills span:nth-child(5n+1){background:var(--t-amber);border-color:#F6D58A}.pills span:nth-child(5n+2){background:var(--t-violet);border-color:#CFC3FF}.pills span:nth-child(5n+3){background:var(--t-mint);border-color:#A9E8D3}.pills span:nth-child(5n+4){background:var(--t-sky);border-color:#B5E0F8}.pills span:nth-child(5n+5){background:var(--t-pink);border-color:#FFC3D8}
.step:nth-child(2) .n{--sc:var(--amber)}.step:nth-child(3) .n{--sc:var(--pink)}.step:nth-child(4) .n{--sc:var(--violet)}.step:nth-child(5) .n{--sc:var(--mint)}
.step.on .n{background:var(--sc,var(--amber));border-color:var(--sc,var(--amber))}.step.on .n svg{stroke:#fff}.step:nth-child(2).on .n svg{stroke:var(--ink)}
.steps .prog{background:linear-gradient(var(--amber),var(--pink),var(--violet),var(--mint))}
.time{background:var(--t-mint)}
.eyebrow{color:#6B49F0}.on-dark .eyebrow,.hero .eyebrow,.phero .eyebrow,.apply-top .eyebrow{color:var(--amber)}
.fact b{color:var(--ink)}
/* gauge */
.gauge-wrap{background:linear-gradient(150deg,#1B1470,#4A2BC2 62%,#0E8AAE);border-radius:30px;border-bottom-left-radius:8px;padding:38px 26px 26px;position:relative;overflow:hidden;box-shadow:0 34px 70px -30px rgba(60,30,190,.6)}
.gauge-wrap::before{content:"";position:absolute;width:300px;height:300px;border-radius:50%;background:var(--pink);filter:blur(90px);opacity:.28;left:-90px;bottom:-130px}
.gauge{position:relative;width:100%;max-width:440px;display:block;margin:0 auto;overflow:visible}
.gauge .track{fill:none;stroke:rgba(255,255,255,.12);stroke-width:18;stroke-linecap:round}
.gauge .prog{fill:none;stroke-width:18;stroke-linecap:round;stroke-dasharray:1;stroke-dashoffset:1}.gauge .prog.glow{opacity:.55}
.in .gauge .prog{animation:gdraw 2.6s cubic-bezier(.45,.05,.2,1) .2s forwards}
@keyframes gdraw{to{stroke-dashoffset:0}}
.gauge .orb{transform-box:view-box;transform-origin:180px 180px;opacity:0}
.in .gauge .orb{animation:gorb 2.6s cubic-bezier(.45,.05,.2,1) .2s forwards}
@keyframes gorb{0%{transform:rotate(0);opacity:1}92%{opacity:1}100%{transform:rotate(180deg);opacity:0}}
.gauge .ticks line{stroke:rgba(255,255,255,.28);stroke-width:2;stroke-linecap:round}
.gauge .g-s{font-family:var(--font-display);font-weight:600;font-size:13px;letter-spacing:.3em;fill:#C9BEFF}
.gauge .g-t{font-family:var(--font-display);font-weight:700;font-size:25px;fill:#fff}
.gauge .g-c{font-family:var(--font-display);font-weight:500;font-size:15px;fill:#FFD27A;letter-spacing:.08em}
.gauge .g-e{font-family:var(--font-body);font-size:11px;fill:#C9BEFF;letter-spacing:.08em;text-transform:uppercase}
/* founder strip */
.founder-strip{display:flex;align-items:center;gap:18px;max-width:640px;margin:0 auto;padding:12px 24px 12px 12px;border:1px solid var(--line);border-radius:999px;border-bottom-left-radius:10px;background:#fff;text-decoration:none;color:inherit;transition:transform .3s,box-shadow .3s}
.founder-strip:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.founder-strip .av{position:relative;flex:0 0 60px;height:60px;border-radius:50%;overflow:hidden;background:linear-gradient(140deg,#4A2BC2,#0E8AAE);display:flex;align-items:center;justify-content:center}
.founder-strip .av img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.founder-strip .av b{color:rgba(255,255,255,.7);font-family:var(--font-display)}
.founder-strip .tx{flex:1;font-size:.95rem;color:var(--muted);line-height:1.4}.founder-strip small{display:block;font-family:var(--font-display);font-weight:600;font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:#6B49F0;margin-bottom:2px}
.founder-strip .go{font-size:1.3rem;color:var(--ink);transition:transform .3s}.founder-strip:hover .go{transform:translateX(5px)}
/* keyword band (scroll-linked) */
.band{overflow:hidden;background:linear-gradient(90deg,#17105A,#3B1F9E 50%,#0E7490);padding:26px 0}
.band-in{display:flex;align-items:center;gap:44px;width:max-content;will-change:transform}
.band span{font-family:var(--font-display);font-weight:700;font-size:clamp(2.2rem,5.5vw,4.2rem);line-height:1;letter-spacing:-.02em;color:transparent;-webkit-text-stroke:1.5px rgba(255,255,255,.55);white-space:nowrap}
.band span:nth-of-type(3n+2){color:var(--amber);-webkit-text-stroke:0}
.band i{width:14px;height:14px;background:var(--pink);transform:rotate(45deg);border-radius:3px;flex:0 0 14px}
/* how it works split */
.how-split{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(30px,6vw,90px);align-items:start}
.how-sticky{position:sticky;top:120px}.how-split .steps{margin:0;max-width:none}
.quiet{font-size:.85rem;color:var(--muted);max-width:760px;margin:34px auto 0;text-align:center;line-height:1.6}.quiet a{text-decoration:underline}
/* scroll effects */
.sl-split-ready .w{display:inline-block;overflow:hidden;vertical-align:top;padding-bottom:.12em;margin-bottom:-.12em}
.sl-split-ready .w>span{display:inline-block;transform:translateY(110%);transition:transform .9s cubic-bezier(.2,.7,.2,1);transition-delay:calc(var(--i)*55ms)}
[data-split].in .w>span{transform:none}
.card{position:relative;overflow:hidden}
.card::before{content:"";position:absolute;inset:0;background:radial-gradient(280px circle at var(--mx,50%) var(--my,50%),rgba(109,74,255,.13),transparent 62%);opacity:0;transition:opacity .35s;pointer-events:none}.card:hover::before{opacity:1}
.hero-grid>div:first-child>*{animation:rise .9s cubic-bezier(.2,.7,.2,1) both}.hero-grid>div:first-child>*:nth-child(2){animation-delay:.08s}.hero-grid>div:first-child>*:nth-child(3){animation-delay:.16s}.hero-grid>div:first-child>*:nth-child(4){animation-delay:.24s}.hero-grid>div:first-child>*:nth-child(5){animation-delay:.32s}
.hero-card{animation:rise 1s .2s cubic-bezier(.2,.7,.2,1) both}
@keyframes rise{from{opacity:0;transform:translateY(28px)}to{opacity:1;transform:none}}
[data-par]{will-change:transform}
@media(max-width:1020px){.how-split{grid-template-columns:1fr}.how-sticky{position:static}}
@media(prefers-reduced-motion:reduce){.sl-split-ready .w>span{transform:none;transition:none}.in .gauge .prog{animation:none;stroke-dashoffset:0}.gauge .prog{stroke-dashoffset:0}.hero-grid>div:first-child>*,.hero-card{animation:none}}
@media(max-width:700px){.gauge-wrap{padding:30px 16px 20px}.band span{-webkit-text-stroke-width:1px}}

.portrait[data-reveal] img{transform:scale(1.18);transition:transform 1.8s cubic-bezier(.2,.7,.2,1)}.portrait[data-reveal].in img{transform:none}

.hero-meta{display:flex;flex-wrap:wrap;align-items:center;gap:14px 26px;margin-top:26px}.hero-meta .open-now{margin-top:0}
.g-rating{display:inline-flex;align-items:center;gap:10px;padding:8px 16px 8px 10px;border-radius:999px;border-bottom-left-radius:5px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);text-decoration:none;color:#E4E9F2;font-size:.9rem;transition:background .25s}
.g-rating:hover{background:rgba(255,255,255,.18)}
.g-rating .gl{width:24px;height:24px;border-radius:50%;background:#fff;color:#4285F4;font-family:var(--font-display);font-weight:700;font-size:.85rem;display:flex;align-items:center;justify-content:center}
.g-rating .stars{font-size:.85rem;letter-spacing:1px}.g-rating b{color:#fff;font-family:var(--font-display)}

.portrait img,.founder-strip .av img{object-position:50% 18%}
.portrait img{filter:grayscale(1)}
.portrait img{z-index:1}.portrait .mono{z-index:0}.founder-strip .av img{z-index:1}

/* ===== desktop/mobile content split ===== */
.mob-only{display:none}
.split .portrait{max-width:300px;justify-self:center;margin:0}
@media(min-width:1021px){.split{grid-template-columns:.7fr 1.3fr}}
@media(max-width:700px){
 .desk-only{display:none!important}.mob-only{display:block}
 .tiles{grid-template-columns:1fr 1fr!important;gap:12px}.tiles .card{padding:16px}.tiles .card p,.tiles .card .link-arrow{display:none}.tiles .card .ic{margin-bottom:10px;width:44px;height:44px}.tiles .card h3{font-size:1rem;margin:0}
 .sec{padding:44px 0}.sec-head{margin-bottom:26px}.sec-head .lead{display:none}
 .hero .lead{font-size:1rem;margin:16px 0 24px}.founder-strip .tx span{display:none}.founder-strip .tx small{margin:0;font-size:.8rem}
 .foot{padding-top:44px}.foot-grid{gap:22px}.foot p{font-size:.88rem}.foot-legal{margin-top:30px}
 .split .portrait{max-width:220px;justify-self:start}
 .step{padding-bottom:30px}.step h3{font-size:1.15rem}.step .time{font-size:.74rem}
 .cta{padding:34px 22px}.cta p{display:none}
}
.split .portrait{width:100%}

/* ===== mobile: compact scale (v4) ===== */
@media(max-width:700px){
 body{font-size:14px;line-height:1.55}
 h1{font-size:1.6rem}h2{font-size:1.28rem}h3{font-size:.98rem}
 .sl-wrap{width:calc(100% - 28px)}
 .lead{font-size:.92rem}
 .eyebrow{font-size:.66rem;margin-bottom:8px;letter-spacing:.14em}
 .btn{height:44px;padding:0 20px;font-size:.88rem}
 .sl-head .row{height:54px}.sl-head.scrolled .row{height:50px}.brand img{height:30px}
 .head-cta .burger{width:38px;height:38px}.burger span{left:11px;right:11px}.burger span:nth-child(1){top:13px}.burger span:nth-child(2){top:18px}.burger span:nth-child(3){top:23px}.menu-open .burger span:nth-child(1),.menu-open .burger span:nth-child(3){top:18px}
 .mmenu{inset:54px 0 0 0;padding:12px 16px 100px}.mmenu a{font-size:1.02rem;padding:11px 2px}.mmenu .sub a{font-size:.92rem;padding:8px 2px 8px 14px}
 html{scroll-padding-top:62px}
 /* hero: estimator visible without scrolling */
 .hero{padding:16px 0 22px}.hero-grid{gap:14px}
 .hero .eyebrow,.hero .lead,.hero .hero-actions,.hero .open-now,.hero-road{display:none}
 .hero h1{font-size:1.5rem;line-height:1.12}
 .hero-meta{margin-top:10px;gap:8px}.g-rating{padding:5px 12px 5px 6px;font-size:.78rem;gap:7px}.g-rating .gl{width:20px;height:20px;font-size:.72rem}
 .hero-card{padding:16px 16px 14px;border-radius:22px}
 .hero-card h3{font-size:.86rem}.hero-card .big{font-size:2.3rem;margin:2px 0}.hero-card .big small{font-size:.85rem}
 .hero-card label{font-size:.78rem;margin:8px 0 0}input[type=range].sl-range{height:26px}
 .hero-card .chips{margin:6px 0 12px;gap:6px}.hero-card .chips button{height:30px;min-width:0;font-size:.74rem}
 .hero-card .btn{height:46px}.hero-card .fine{font-size:.62rem;line-height:1.45;margin-top:10px}
 /* sections */
 .sec{padding:30px 0}.sec-head{margin-bottom:18px}
 .lenders{padding:16px 0 18px}.lenders .lab{font-size:.62rem;margin-bottom:10px}.marq .it{height:36px;width:100px;margin:0 10px}.marq img{max-height:26px;max-width:84px}
 .fact{padding:10px 2px;gap:8px}.fact .ic{flex-basis:34px;height:34px}.fact .ic svg{width:18px;height:18px}.fact b{font-size:.8rem}.fact span{font-size:.68rem}
 .credit{gap:16px}.credit .fine{font-size:.7rem;margin-top:10px}
 .gauge-wrap{padding:18px 10px 10px;border-radius:22px}.gauge{max-width:250px}
 .tiles{gap:8px!important}.tiles .card{padding:12px 12px}.tiles .card .ic{width:34px;height:34px;border-radius:11px;margin-bottom:8px}.tiles .card .ic svg{width:19px;height:19px}.tiles .card h3{font-size:.84rem}
 .card{padding:16px;border-radius:18px}.card p{font-size:.85rem}.card .ic{width:40px;height:40px;margin-bottom:12px}.card .ic svg{width:22px;height:22px}
 .steps::before,.steps .prog{left:20px}.step{gap:12px;padding-bottom:20px}.step .n{flex:0 0 42px;height:42px;border-width:2px}.step .n svg{width:20px;height:20px}
 .step h3{font-size:.98rem;margin:2px 0 3px}.step p{font-size:.84rem;margin:0 0 5px}.stp{font-size:.6rem;margin-top:0}.step .time{font-size:.68rem;padding:3px 9px}
 .how-sticky .lead{display:none}
 .founder-strip{padding:8px 16px 8px 8px;gap:10px}.founder-strip .av{flex-basis:44px;height:44px}.founder-strip small{font-size:.7rem}.founder-strip .go{font-size:1rem}
 .faq summary{padding:13px 14px;font-size:.88rem}.faq summary::after{flex-basis:26px;height:26px;font-size:1.1rem}.faq .ans{padding:0 14px 14px;font-size:.84rem}.faq{gap:8px}
 .cta{padding:24px 16px;border-radius:22px}.cta h2{font-size:1.2rem;margin-bottom:12px}.cta .row{gap:8px}.cta .btn{flex:1;padding:0 12px}
 /* inner pages */
 .phero{padding:22px 0 26px}.phero h1{font-size:1.45rem}.phero .lead{margin-top:10px;font-size:.88rem}.crumbs{font-size:.7rem;margin-bottom:10px}.phero .hero-actions{margin-top:16px;gap:8px}
 .art-wrap{max-width:170px;margin:4px 0 0}.phero-grid{gap:6px}
 .prose h2{font-size:1.05rem;margin:1.4em 0 .4em}.prose p,.prose li{font-size:.88rem}.pills{gap:6px}.pills span{padding:5px 11px;font-size:.78rem}
 .aside{padding:18px;border-radius:20px}.also{margin-top:22px}.also a{padding:5px 12px;font-size:.78rem}
 .split .portrait{max-width:150px}.cred{gap:8px;margin:14px 0 18px}.cred div{padding:10px 12px;border-radius:12px}.cred b{font-size:1.05rem}.cred span{font-size:.7rem}
 .rev{padding:16px;flex-basis:82%}.rev p{font-size:.86rem}.rev-score .num{font-size:2.4rem}.rev-head{margin-bottom:16px;gap:10px}.rev-ctl button{width:38px;height:38px}
 .guide-card h3{font-size:.95rem}.where{gap:12px}
 /* footer */
 .foot{padding-top:28px;font-size:.84rem}.foot h4{margin-bottom:10px;font-size:.7rem}.foot ul{gap:6px}.foot-legal{font-size:.68rem;padding:18px 0 80px;margin-top:20px}
 .mbar{padding:7px 12px calc(7px + env(safe-area-inset-bottom))}.mbar .btn{height:40px}
 /* apply page */
 .apply-top{padding:20px 0 14px}.apply-top h1{font-size:1.4rem}.apply-top p{font-size:.84rem;margin-top:8px}.apply-page{background:linear-gradient(180deg,#0B1320 0,#150F46 190px,#F4F1FF 190px)}
}

.plogo{height:30px;width:auto;max-width:140px;object-fit:contain;display:block;margin-bottom:8px}
.cred .uni .plogo{height:26px}
.card.partner{display:flex;gap:22px;align-items:center;max-width:820px;margin:0 auto}
.card.partner .plogo{height:44px;max-width:170px;margin:0;flex:none}
@media(max-width:700px){.card.partner{flex-direction:column;align-items:flex-start;gap:10px}.card.partner .plogo{height:34px}}
.cred .uni .plogo{height:64px;margin-bottom:6px}.card.partner .plogo{height:40px;max-width:200px}
.cred .uni{display:flex;align-items:center;justify-content:space-between;gap:14px}.cred .uni .plogo{height:46px;width:auto;margin:0;flex:none}@media(max-width:700px){.cred .uni .plogo{height:38px}}
.cred .uni{position:relative;overflow:hidden;padding-right:76px;display:block}.cred .uni .plogo{position:absolute;right:0;top:0;bottom:0;height:100%;width:auto;max-width:none;margin:0;border-radius:0}
@media(max-width:700px){.cred .uni{padding-right:60px}.cred .uni .plogo{height:100%}}
@media(max-width:700px){.cred .uni{padding-right:66px;min-height:88px}.cred .uni .plogo{width:56px;height:100%;object-fit:cover;object-position:center}}
@media(max-width:700px){.cred .uni{grid-column:1/-1;min-height:0}.cred .uni .plogo{width:auto;object-fit:contain}}

/* ===== v5: calmer palette (less amber) ===== */
:root{--accent:#7B5CFF;--accent2:#FF5E9C}
.btn-amber{background:linear-gradient(135deg,#7B5CFF 0,#C14FD8 55%,#FF5E9C 100%);color:#fff;box-shadow:0 14px 30px -14px rgba(123,92,255,.75)}
.btn-amber:hover{box-shadow:0 20px 38px -14px rgba(123,92,255,.85)}
.btn-ghost:hover{border-color:var(--mint);color:var(--mint)}
.hero h1 em{background:linear-gradient(90deg,#FF8AB8,#A79BFF 60%,#6FD8F5);-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent}
.on-dark .eyebrow,.hero .eyebrow,.phero .eyebrow,.apply-top .eyebrow{color:var(--mint)}
.hero-card .big{color:var(--mint)}
.hero-card .chips button.active,.hero-card .chips button:hover{background:var(--accent);border-color:var(--accent);color:#fff}
input[type=range].sl-range::-webkit-slider-thumb{background:var(--accent)}input[type=range].sl-range::-moz-range-thumb{background:var(--accent)}
.head-phone svg{stroke:var(--mint)}
.dd-menu svg,.tb svg{stroke:var(--accent)}
.card .ic,.fact .ic{background:var(--tile,var(--t-violet))}
.card .ic svg,.fact .ic svg{stroke:var(--tint,#5B3FE0)}
.grid>.card:nth-child(6n+1),.fact:nth-child(4n+1){--tile:var(--t-sky);--tint:#0B7FC0}
.grid>.card:nth-child(6n+5){--tile:var(--t-amber);--tint:#B87400}
.pills span:nth-child(5n+1){background:var(--t-sky);border-color:#B5E0F8}
.step:nth-child(2) .n{--sc:var(--sky)}.step:nth-child(2).on .n svg{stroke:#fff}
.steps .prog{background:linear-gradient(var(--sky),var(--pink),var(--violet),var(--mint))}
.stp{color:#6B49F0}
.cta::before{background:var(--violet);opacity:.4}
.sl-head .progress{background:linear-gradient(90deg,var(--mint),var(--sky),var(--pink))}
.band span:nth-of-type(3n+2){color:var(--pink)}
.faq summary::after{background:var(--lav);color:#6B49F0}
.rev .av{background:var(--lav);color:#6B49F0}
.note{background:#F4F1FF;border-left-color:var(--violet);color:#3B2F7A}
.pulse::after{border-color:var(--violet)}
.foot a:hover,.crumbs a:hover{color:var(--mint)}

/* step bullets */
.sb{list-style:none;margin:6px 0 10px;padding:0;display:grid;gap:6px}
.sb li{position:relative;padding-left:20px;color:var(--muted);line-height:1.45}
.sb li::before{content:"";position:absolute;left:2px;top:.55em;width:8px;height:8px;border-radius:50%;background:var(--sc,var(--violet))}
.step:nth-child(2) .sb li::before{--sc:var(--sky)}.step:nth-child(3) .sb li::before{--sc:var(--pink)}.step:nth-child(4) .sb li::before{--sc:var(--violet)}.step:nth-child(5) .sb li::before{--sc:var(--mint)}

/* footer accordion (mobile) */
.foot-acc details{border-top:1px solid rgba(255,255,255,.12)}
.foot-acc details:last-child{border-bottom:1px solid rgba(255,255,255,.12)}
.foot-acc summary,.foot-legal>summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;padding:12px 2px;font-family:var(--font-display);font-weight:600;color:#fff;font-size:.9rem}
.foot-acc summary::-webkit-details-marker,.foot-legal>summary::-webkit-details-marker{display:none}
.foot-acc summary::after,.foot-legal>summary::after{content:"+";font-size:1.2rem;color:var(--mint);transition:transform .2s}
.foot-acc details[open] summary::after,.foot-legal[open]>summary::after{transform:rotate(45deg)}
.foot-acc ul{padding:0 2px 14px;grid-template-columns:1fr 1fr;gap:8px 14px}

/* scroll-scrubbed effects (progressive enhancement) */
@keyframes uline{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@keyframes popin{from{transform:scale(.55) rotate(-14deg);opacity:.2}to{transform:none;opacity:1}}
@keyframes slidein{from{transform:translateX(-40px);opacity:0}to{transform:none;opacity:1}}
@keyframes sheen{from{background-position:120% 0}to{background-position:-20% 0}}
@supports(animation-timeline:view()){@media(prefers-reduced-motion:no-preference){
 .sec h2::after{content:"";display:block;height:4px;width:72px;margin-top:12px;border-radius:4px;background:linear-gradient(90deg,var(--violet),var(--pink),var(--mint));transform-origin:left;animation:uline linear both;animation-timeline:view();animation-range:entry 25% entry 85%}
 .center h2::after,.cta h2::after{margin-inline:auto;transform-origin:center}
 .cta h2::after{display:none}
 .card .ic,.fact .ic{animation:popin linear both;animation-timeline:view();animation-range:entry 0% entry 75%}
 .step .n{animation:popin linear both;animation-timeline:view();animation-range:entry 0% entry 80%}
 .founder-strip{animation:slidein linear both;animation-timeline:view();animation-range:entry 0% entry 60%}
 .sb li{animation:slidein linear both;animation-timeline:view();animation-range:entry 0% entry 90%}
 .hero-card .big,.rev-score .num{background-size:200% 100%}
}}
@media(prefers-reduced-motion:reduce){.sec h2::after{display:none}}

/* ===== mobile v5: smaller + centred ===== */
@media(max-width:700px){
 body{font-size:13.5px;line-height:1.5}
 h1{font-size:1.4rem}h2{font-size:1.15rem}h3{font-size:.92rem}
 .btn,button,.chips button,.mbar a,.hero-card .btn,.cta .btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;line-height:1.15;padding-top:0;padding-bottom:0}
 .btn{height:40px;font-size:.84rem;padding-left:16px;padding-right:16px;gap:7px}.btn svg{width:15px;height:15px;flex:none}
 .mbar .btn{height:38px}.hero-card .btn{height:42px}
 .sec{padding:22px 0}.sec-head{margin-bottom:12px}
 .lead{font-size:.86rem}
 .phero{padding:16px 0 18px}.phero h1{font-size:1.3rem}.phero .lead{font-size:.82rem;margin-top:8px}.art-wrap{max-width:130px}
 .prose h2{font-size:.98rem;margin:1.1em 0 .3em}.prose p,.prose li{font-size:.84rem;line-height:1.55}.prose p{margin:0 0 .8em}
 .prose .lead{font-size:.9rem}
 .pills span{padding:4px 10px;font-size:.74rem}
 .card{padding:13px;border-radius:16px}.card p{font-size:.8rem}.card h3{font-size:.9rem}
 .aside{padding:14px;border-radius:16px}.aside h3{font-size:.95rem}.aside p{font-size:.8rem}
 .guide-card{padding:12px}.guide-card h3{font-size:.86rem;margin:2px 0 6px}.guide-card .meta{font-size:.66rem}
 .grid{gap:8px}
 .faq summary{padding:11px 12px;font-size:.84rem}.faq .ans{font-size:.8rem;padding:0 12px 12px}
 .step h3{font-size:.92rem}.sb{margin:3px 0 7px;gap:3px}.sb li{font-size:.8rem;padding-left:16px}.sb li::before{width:6px;height:6px;top:.5em}
 .cta{padding:18px 14px}.cta h2{font-size:1.05rem}
 .cred b{font-size:.95rem}.cred span{font-size:.68rem}
 .cred div{display:flex;flex-direction:column;justify-content:center}
 .cred .uni{display:block}
 .gauge{max-width:220px}
 .rev{padding:13px}.rev p{font-size:.8rem}
 .hero-card h3{font-size:.8rem}.hero-card .big{font-size:2.1rem}
 /* guides */
 .article h1,.guide-hero h1{font-size:1.3rem}
 .crumbs{font-size:.66rem}
 .meta{font-size:.68rem}
 /* footer */
 .foot{padding-top:20px;font-size:.78rem}.foot .brand img{height:26px}.foot-grid{gap:12px}.foot-grid p{font-size:.78rem;margin:8px 0 12px}
 .foot-acc summary,.foot-legal>summary{font-size:.82rem;padding:10px 2px}
 .foot-acc ul{font-size:.78rem;gap:6px 12px}
 .foot-legal{font-size:.62rem;padding:6px 0 76px;margin-top:6px;border-top:0}.foot-legal p{margin:0 0 8px}
 .foot-legal>summary{font-size:.74rem;color:#C5CCD8;border-top:1px solid rgba(255,255,255,.12)}
}
@media(min-width:701px){.foot-acc,.foot-legal.mob-only{display:none}}

.gauge.scrub .prog{animation:none!important}.gauge.scrub .orb{animation:none!important}

/* ===== v6: calmer, more professional gradients ===== */
.sl-head{background:linear-gradient(100deg,rgba(30,22,110,.98),rgba(52,40,160,.97))}
.mmenu{background:linear-gradient(170deg,#1E166E,#3A2D9E)}
.btn-amber{background:var(--violet);box-shadow:0 12px 26px -14px rgba(109,74,255,.7)}
.btn-amber:hover{background:#5B3BEA}
.hero h1 em{background:none;-webkit-text-fill-color:currentColor;color:#B7A9FF}
.cta{background:linear-gradient(125deg,#17105A,#33269A)}
.cta::before{opacity:.22}
.band{background:linear-gradient(90deg,#17105A,#2D2287)}
.band span:nth-of-type(3n+2){color:#B7A9FF}
.gauge-wrap{background:linear-gradient(150deg,#1A1462,#2D2287)}
.gauge-wrap::before{opacity:.14}
.founder-strip .av{background:linear-gradient(140deg,#33269A,#4A55C2)}
.sl-head .progress{background:linear-gradient(90deg,var(--mint),var(--sky))}
.sec h2::after{background:var(--violet)!important;height:3px!important;width:56px!important}
.steps .prog{background:linear-gradient(var(--violet),var(--sky))}
.hero-card .big{color:#fff}
.foot{background:#0F0C3E}
@media(max-width:700px){.sl-head{background:linear-gradient(100deg,#1E166E,#3428A0)}}
.hero .g1,.phero .g1{background:#4F46E5;opacity:.28}.hero .g3{background:var(--sky);opacity:.1}

/* ===== v7: middle-ground gradients, full-screen hero, loan types ===== */
.sl-head{background:linear-gradient(100deg,rgba(36,24,128,.98) 0,rgba(72,48,190,.97) 55%,rgba(32,104,176,.97) 100%)}
.mmenu{background:linear-gradient(170deg,#241880,#4A32C0 62%,#1F6EAE)}
.btn-amber{background:linear-gradient(135deg,#6D4AFF 0,#A64DE0 100%);box-shadow:0 14px 30px -14px rgba(109,74,255,.75)}
.btn-amber:hover{background:linear-gradient(135deg,#5B3BEA 0,#9440D0 100%)}
.hero h1 em{background:linear-gradient(90deg,#C3B6FF,#FF9CC4 55%,#8FD8F5);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}
.cta{background:linear-gradient(125deg,#17105A,#3A2BA8 60%,#1A74A6)}.cta::before{opacity:.3}
.band{background:linear-gradient(90deg,#17105A,#3A28A8 55%,#0E7490)}
.gauge-wrap{background:linear-gradient(150deg,#1A1466,#3A28A8 64%,#10749A)}.gauge-wrap::before{opacity:.22}
.founder-strip .av{background:linear-gradient(140deg,#4A2BC2,#0E8AAE)}
.sl-head .progress{background:linear-gradient(90deg,var(--mint),var(--sky),var(--pink))}
.sec h2::after{background:linear-gradient(90deg,var(--violet),var(--pink),var(--sky))!important}
.steps .prog{background:linear-gradient(var(--sky),var(--violet),var(--pink),var(--mint))}
.hero-card .big{background:linear-gradient(90deg,#fff,#CFC6FF);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}
.foot{background:linear-gradient(180deg,#14104F,#0B1020 80%)}
.hero .g1,.phero .g1{background:#6D4AFF;opacity:.34}.hero .g3{background:var(--pink);opacity:.14}
/* hero: fill the screen */
.hero{min-height:calc(100vh - 74px);min-height:calc(100svh - 74px);display:flex;flex-direction:column;justify-content:center;padding-bottom:90px}
.hero-card .types{display:grid;grid-template-columns:repeat(6,1fr);gap:6px;margin:10px 0 4px}
.hero-card .types button{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:5px;padding:9px 2px 7px;border-radius:14px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.07);color:#fff;font-family:var(--font-display);font-size:.7rem;font-weight:500;cursor:pointer;transition:background .2s,border-color .2s,transform .2s}
.hero-card .types button svg{width:22px;height:22px;stroke:#C3B6FF;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.hero-card .types button:hover{background:rgba(255,255,255,.14)}
.hero-card .types button.active{background:var(--violet);border-color:#A79BFF}.hero-card .types button.active svg{stroke:#fff}
@media(max-width:700px){
 .hero{min-height:calc(100vh - 54px);min-height:calc(100svh - 54px);padding:14px 0 18px;justify-content:center}
 .hero-card .types{gap:4px;margin:8px 0 2px}.hero-card .types button{padding:7px 0 5px;font-size:.58rem;border-radius:10px;gap:3px}.hero-card .types button svg{width:17px;height:17px}
 /* about portrait tag */
 .split .portrait{max-width:250px;justify-self:start}
 .portrait .tag{left:8px;right:8px;bottom:8px;padding:7px 9px;border-radius:11px;gap:6px}
 .portrait .tag b{font-size:.74rem}.portrait .tag span{font-size:.62rem;display:block;line-height:1.25}
 .portrait .mono{font-size:3rem}
}

/* ===== v8 ===== */
.hero-card .big{background:linear-gradient(90deg,#fff 15%,#D8CFFF 65%,#B6F0DD);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}
@media(max-width:700px){
 .hero h1 em{display:block}
 .hero-card .types{grid-template-columns:repeat(3,1fr);gap:8px;margin:14px 0 14px}
 .hero-card .types button{padding:10px 4px 8px;font-size:.74rem;gap:5px;border-radius:12px}.hero-card .types button svg{width:22px;height:22px}
 .hero-card .big{margin-bottom:4px}
 .hero-card label{margin-top:12px}
 .hero-card .chips{margin:10px 0 14px}
 .hero{padding:10px 0 14px}.hero-grid{gap:12px}.hero h1{font-size:1.5rem}
 .how-sticky h2{font-size:.96rem;white-space:nowrap;letter-spacing:-.01em}
 .how-sticky{margin-bottom:6px}
}

/* ===== estimator slider: subtle playful effects ===== */
input[type=range].sl-range::-webkit-slider-runnable-track{height:8px;border-radius:8px;background:linear-gradient(90deg,#6D4AFF,#B04FE0 55%,#FF8AB8) 0 0/var(--p,0%) 100% no-repeat,rgba(255,255,255,.16)}
input[type=range].sl-range::-moz-range-track{height:8px;border-radius:8px;background:linear-gradient(90deg,#6D4AFF,#B04FE0 55%,#FF8AB8) 0 0/var(--p,0%) 100% no-repeat,rgba(255,255,255,.16)}
input[type=range].sl-range::-webkit-slider-thumb{background:#fff;border:0;width:26px;height:26px;margin-top:-9px;box-shadow:0 0 0 4px hsl(calc(262 + var(--hue,0)) 90% 66%),0 4px 14px rgba(109,74,255,.55);transition:transform .2s,box-shadow .2s}
input[type=range].sl-range::-moz-range-thumb{background:#fff;border:0;width:18px;height:18px;box-shadow:0 0 0 4px hsl(calc(262 + var(--hue,0)) 90% 66%),0 4px 14px rgba(109,74,255,.55)}
.hero-card.dragging input[type=range].sl-range::-webkit-slider-thumb{transform:scale(1.18);box-shadow:0 0 0 6px hsl(calc(262 + var(--hue,0)) 90% 66%),0 6px 22px rgba(255,94,156,.5)}
.hero-card .big{display:inline-block}.hero-card .big.bump{animation:bigbump .3s cubic-bezier(.3,1.5,.5,1)}
@keyframes bigbump{0%{transform:scale(1)}45%{transform:scale(1.06)}100%{transform:scale(1)}}
.hero-card.pulse-card{animation:cardpulse .7s ease-out}
@keyframes cardpulse{0%{box-shadow:0 0 0 0 rgba(139,108,255,.45)}100%{box-shadow:0 0 0 18px rgba(139,108,255,0)}}
.fx-spark{position:fixed;z-index:9999;pointer-events:none;width:6px;height:6px;border-radius:50%;background:hsl(var(--h,260),90%,68%);animation:spark .9s ease-out forwards}
@keyframes spark{from{transform:translate(0,0) scale(1);opacity:.95}to{transform:translate(var(--dx),var(--dy)) scale(.2);opacity:0}}
.hero-card .chips button{transition:background .2s,transform .2s}.hero-card .chips button:active{transform:scale(.94)}
@media(prefers-reduced-motion:reduce){.hero-card .big.bump,.hero-card.pulse-card{animation:none}.fx-spark{display:none}}

/* ===== estimator: matches the application form ===== */
.fx-wrap{position:relative;padding-top:6px}
input[type=range].sl-range{height:34px}
input[type=range].sl-range::-webkit-slider-runnable-track{height:12px;border-radius:12px;background:linear-gradient(90deg,#6D4AFF,#B04FE0 40%,#FF5E9C 72%,#FFA34D) 0 0/var(--p,0%) 100% no-repeat,rgba(255,255,255,.18);box-shadow:inset 0 1px 3px rgba(0,0,0,.25)}
input[type=range].sl-range::-moz-range-track{height:12px;border-radius:12px;background:linear-gradient(90deg,#6D4AFF,#B04FE0 40%,#FF5E9C 72%,#FFA34D) 0 0/var(--p,0%) 100% no-repeat,rgba(255,255,255,.18)}
input[type=range].sl-range::-webkit-slider-thumb{width:30px;height:30px;margin-top:-9px;background:#fff;border:0;animation:none;box-shadow:0 0 0 5px hsl(calc(260 + var(--hue,0)) 90% 62%),0 6px 16px rgba(109,74,255,.5);transition:transform .2s,box-shadow .2s}
input[type=range].sl-range::-moz-range-thumb{width:20px;height:20px;background:#fff;border:0;box-shadow:0 0 0 5px hsl(calc(260 + var(--hue,0)) 90% 62%),0 6px 16px rgba(109,74,255,.5)}
.hero-card.dragging input[type=range].sl-range::-webkit-slider-thumb{transform:scale(1.22);animation:none;box-shadow:0 0 0 7px hsl(calc(260 + var(--hue,0)) 90% 62%),0 10px 26px rgba(255,94,156,.55)}
.fx-tip{position:absolute;top:-22px;transform:translate(-50%,-6px) scale(.85);padding:4px 10px;border-radius:999px;background:linear-gradient(135deg,#6D4AFF,#C14FD8);color:#fff;font:700 12px var(--font-display,system-ui);white-space:nowrap;pointer-events:none;opacity:0;transition:opacity .2s,transform .2s;z-index:2;box-shadow:0 8px 18px -8px rgba(109,74,255,.8)}
.fx-tip::after{content:"";position:absolute;left:50%;bottom:-4px;width:8px;height:8px;background:#C14FD8;transform:translateX(-50%) rotate(45deg);border-radius:2px}
.fx-wrap.dragging .fx-tip{opacity:1;transform:translate(-50%,-6px) scale(1)}
.hero-card .big{display:inline-block}
.hero-card .big.bump{animation:valbump .35s cubic-bezier(.3,1.6,.5,1)}
@keyframes valbump{0%{transform:scale(1)}40%{transform:scale(1.22)}100%{transform:scale(1)}}
.fx-spark{position:fixed;z-index:9999;pointer-events:none;width:7px;height:7px;border-radius:50%;background:hsl(var(--h,260),90%,62%);animation:spark 1s ease-out forwards}
@keyframes spark{from{transform:translate(0,0) scale(1);opacity:1}to{transform:translate(var(--dx),var(--dy)) scale(.2);opacity:0}}
@media(prefers-reduced-motion:reduce){.fx-spark{display:none}}

.hero-card .big.bump{animation:valbump2 .5s cubic-bezier(.3,1.7,.5,1)}
@keyframes valbump2{0%{transform:scale(1)}35%{transform:scale(1.25) translateY(-4px)}70%{transform:scale(.97)}100%{transform:scale(1)}}
#estGo{position:relative;overflow:hidden}
#estGo.nudge{animation:nudge 1.6s ease-in-out infinite}
#estGo.nudge::after{content:"";position:absolute;top:0;bottom:0;width:60px;left:-80px;background:linear-gradient(100deg,transparent,rgba(255,255,255,.55),transparent);transform:skewX(-20deg);animation:sheen2 1.6s ease-in-out infinite}
@keyframes nudge{0%,100%{transform:translateY(0) scale(1);box-shadow:0 14px 30px -14px rgba(109,74,255,.75)}25%{transform:translateY(-5px) scale(1.03);box-shadow:0 20px 34px -12px rgba(255,94,156,.7)}50%{transform:translateY(0) scale(1)}70%{transform:translateY(-2px) scale(1.015)}}
@keyframes sheen2{0%{left:-80px}60%,100%{left:120%}}
.hero-card .big{transition:transform .25s cubic-bezier(.3,1.5,.5,1)}.hero-card.dragging .big{transform:scale(1.07);transform-origin:left center}

/* ===== v9: calmer number pop, travelling-light button border ===== */
.hero-card .big.bump{animation:valbump3 .4s ease-out}
@keyframes valbump3{0%{transform:scale(1)}40%{transform:scale(1.1)}100%{transform:scale(1)}}
.hero-card.dragging .big{transform:scale(1.03)}
@property --a{syntax:'<angle>';initial-value:0deg;inherits:false}
#estGo{overflow:visible}
#estGo.nudge{animation:none}
#estGo.nudge::after{content:none}
#estGo.nudge::before{content:"";position:absolute;inset:-3px;border-radius:inherit;padding:3px;pointer-events:none;
 background:conic-gradient(from var(--a),transparent 0 62%,rgba(167,155,255,.5) 78%,#fff 92%,transparent 100%);
 -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;
 animation:orbit 1.8s linear infinite,orbitfade .3s ease-out}
@keyframes orbit{to{--a:360deg}}
@keyframes orbitfade{from{opacity:0}to{opacity:1}}

/* v10 mobile slogan */
@media(max-width:700px){.hero h1{font-size:1.72rem;line-height:1.1}}